Frequently Asked Questions
Do I need to have good credit? What are your credit requirements?
We accept all credit types. We understand that as a business owner, you may have to use your personal credit to keep the business going and as a result, your credit may become affected. That’s ok. We understand and won’t hold it against you. We are flexible with credit.
What do I need to qualify?
We work with many types of businesses–in fact, over 700 industries. You will need to have been in business for at least one year and have at least $150,000 in annual sales. You must be able to prove your sales with your bank statements.
How quickly can I get funded?
Once you accept our offer, funding occurs in a couple of business days.
How can I get an application?
You can send us an online inquiry requesting an application. Go here to request an application.
What are the interest rates of these working capital business loans?
The rates are determined on an individual basis as your business moves through the qualification process. The interest rates start around 14% and are the most competitive in the industry. Underwriting looks are your annual revenue, your industry risk and your credit score combined with your specific business needs. We work to help you grow your business with a manageable repayment structure.