Working Capital Business Loans

Working Capital Business Loans are designed to get businesses the working capital they need quickly and with minimal paperwork.

These unsecured business loans are best suited for immediate financial needs since interest rates can sometimes be higher than a standard term loan.


Working Capital Loans At A Glance

  • Funding from $10,000 up to $600,000
  • Interest Rates starting at 14%
  • Financing up to 18 months


Benefits of Working Capital Loans

  • Receive funds more quickly than a traditional bank provided business loan
  • Ideal for immediate business needs and short term projects


Easy 3-Step Application Process:

Step 1: Apply. Complete our One Page Application

Step 2: Approved. Get approved within 24 hours

Step 3: Funding. Get your funds within a couple of days

It’s as easy as 1-2-3!


To Qualify For Working Capital Loans:

All businesses must have the following:

  • 1 year in business
  • $150,000 in annual revenue


Start-ups are not accepted


We are underground fiber contractors and needed $50,000 to complete a project in Miami. Not only did VMI get us the amount we were seeking, but they did it in three days!! As a result, we were able to finish our job and have money left over. Having this extra money definitely gives us peace of mind and we feel secure knowing that if we need additional funding, we know a trusted source we can tap.
Brenda C.
Fort Myers, FL
Finding working capital can be difficult especially when you're busy running a business. I'm so glad I took the time and did my research. I'm especially happy that we contacted VMI because they definitely helped us get the working capital we needed with great customer service.  They understood our needs and educated us about the process every step of the way.  We never felt alone in the process. As a result of the business financing we received, we were able to take advantage of an opportunity that we wouldn't have been able to had we not received the working capital.
Doug P.
Dallas, TX
With the working capital we received as a result of Erica's help, we used it to stabilize our business and grow it. We hired two new people and started advertising in other territories--and it paid off because we were able to bring in an extra $50,000 in sales in one month! I'm so glad we called VMI because no other lender was willing to work with us. Thank you for all of your help and in being so patient with us.
Tony D.
Tampa, FL
We no longer need to continue to bootstrap the business. Now that we have this working capital, we can finally take a big sigh of relief and expand the business like we want. None of this would have been possible without VMI. We owe them a debt of gratitude!
Lori S.
Denver, CO
We used the working capital we got to implement a new marketing campaign that brought in 3x the revenues we normally get during this same part of the year. We were so grateful for all of the hard work that Erica and her colleagues put in to making sure that we got our business funding.
David F.
Baton Rouge, LA



To get started, click HERE and request an application