In 3 Days, Get A Working Capital

Loan To Grow Your Business

  • Quick Access. These working capital loans offer quick access to capital when you really need it. Get your business financing in as little as 3 days from application to funding.


  • Immediate Business Needs. As a business owner, everything you do seems like an immediate business need. With these unsecured working capital loans, you can take care of payroll, purchase inventory, acquire additional equipment, hire new employees. You choose how you use your working capital funds. There are no restrictions.


Working Capital is the lifeline of any business because no matter the market conditions, your business will always need money. Period.

We provide in-house business financing solutions and work with our exclusive network of trusted partners to provide you with the best business lending options. It’s our job to find you the appropriate solution for your business financing needs.


Why Choose Us?

  • Best Options. It’s our job to make sure that we provide you with the best working capital solution to suit your situation. There is no one size fits all answer. We work with you to help you achieve your business financing needs.


  • Best Rates. Competitive rates are important whenever any business is seeking financing and that’s exactly what we offer. Our rates are determined on an individual basis as your business moves through the qualification process. We specifically tailor a financing solution to your individual needs and the rates are part of that equation.


  • Ethical Business Practices. We pride ourselves on being ethical and presenting our clients with their best choices. There is no hard sale here. We walk you through the business lending process every step of the way. It’s our job to ensure that you not only receive the working capital that you were seeking but that you also had an excellent experience. We’d love to earn your business.



I am so thankful to Erica and her team. They provided me with the working capital loan that I needed to open a second location for my practice. Not only that, but I was also able to hire additional staff. I couldn't have done this without her. As a result of the working capital that I received, my sales increased by 39%!! Thank you so much.
Dr. Daniel
Toledo, OH
You helped us when all of the banks declined us, even the one we've been customers with for over 20 years. Our business would not have survived without the working capital loan we got because of Heather's help. We are forever in your debt!
Terri S.
Winchester, VA
We were able to complete our contracts that we have with Walmart and other vendors. We were on a severely tight deadline. We needed money immediately and everyone at VMI worked diligently to make it happen it for us. If we didn't receive the working capital when we did, we would not have been able to fulfill our contractual obligations with our vendors. Thank you so much. We couldn't have done it without the help of VMI!
Diana B.
Sacramento, CA
Our business had been using cash for everything and when we needed some extra working capital because we didn't want to tie up our remaining cash, we went to our bank that we've been with for over 15 years and they rejected us for a loan. We couldn't believe it. But Erica and her team were able to get us the working capital that we needed because they understood our business needs and were willing to work with us. We really appreciate that.
Ryan F.
Philadelphia, PA
Erica was a total life saver. My personal credit was damaged because I had some past health issues. None of the banks were willing to approve me but that all changed once I called VMI. Not only were we able to get working capital but I was able to properly market my dental practice (something that I haven't been able to do in many years) and hire three people. My practice expanded by 71% within the first few months of getting funded. Thank you so much.
Dr. Edward
Miami, FL


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To get started, click HERE and request an application